Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.

Liberty Mortgage Assoiciates is proud to offer FHA's "Back to Work" program. This program is designed to help familites who lost their homes due to the recent economic downturn. This program extends FHA's present underwriting guidelines to allow for the following after one year: